Choose Your Career + Income Intelligence Plan
Start free. Upgrade when you're ready. Cancel anytime:no questions asked.
Explorer
Start your journey—profile, basics, and 5 AI tips/month
- Connect 1 bank account
- Basic income & expense tracking
- 1 budget template
- Career risk assessment
- 5 AI coaching responses/month
- Mobile app access
Pathway
Go deeper in Career or Cash—coaching, tools, and exports
- Choose Career or Cash module
- 50 AI coaching responses/month
- 10 journey partners
- Track 50 applications or unlimited budgets
- Interview prep & resume exports
- Cash flow analytics
- Layoff planner & transition tools
- Priority support
Navigator
Everything—Career + Cash, bigger limits, integrated insights
- Everything in Pathway, plus:
- Both Career AND Cash modules
- 200 AI coaching responses/month
- Unlimited journey partners
- Unlimited applications & budgets
- Cross-module insights
- Economic data dashboard
- White-glove onboarding
- Dedicated success manager
Collaboration
Team plan for up to 5 members—share budgets, pool AI coaching, and collaborate together
- Everything in Navigator, plus:
- Up to 5 team members
- 250 AI coaching responses/month (shared)
- 10 journey partners per member
- Shared budgets & team analytics
- Multi-user permissions & roles
- 50 applications per member
- Team activity tracking
- Dedicated account manager
Trusted by professionals at leading companies
More Than a Budget App. More Than Career Advice.
CareerPhases is the only platform that connects your career decisions and your financial reality in real-time.
Real-Time Intelligence
Your income, spending, runway, and career risk update automatically as your life changes.
AI Budget Coach
Ask questions, run scenarios, and get personalized advice based on your actual finances:not generic rules.
Career Risk Scoring
See your automation exposure, industry decline risk, and layoff vulnerability before it's too late.
Target Role Mapping
No more guessing. See exactly what roles fit your skills, what you're missing, and how to get there.
Career Planning Tools
Navigate your career journey with data-driven insights and strategic planning tools
Layoff Planner
Prepare financially and strategically for potential layoffs with risk assessment and emergency fund planning
Career Transition Planner
Plan and execute successful career transitions with skill gap analysis and financial runway calculations
Career Transition Explorer
Explore new career paths and opportunities with AI-powered recommendations and market insights
AI & Automation Readiness
Assess your AI and automation readiness with comprehensive skills evaluation and upskilling recommendations
Job Market Intelligence
Real-time job market insights, trends, and demand forecasts for your industry
Location Comparison Tool
Compare locations for cost of living, job opportunities, and quality of life metrics
Market Updates & News
Stay informed with curated industry news, trends, and market updates
Career Services Access
Connect with career coaches, resume writers, and professional development services
Financial Management Tools
Take control of your finances with intelligent budgeting, spending analysis, and optimization tools
Secure Bank Integration
Securely connect your bank accounts for real-time transaction tracking with bank-grade encryption
Spending Intelligence
AI-powered spending analysis, pattern recognition, and personalized money-saving recommendations
Subscription Manager
Track, manage, and optimize recurring subscriptions to eliminate waste and save money
Income Management & Goals
Set income goals, track multiple revenue streams, and optimize your earning potential
Debt Payoff Optimizer
Optimize your debt payoff strategy with avalanche and snowball methods. Calculate payoff timelines, interest savings, and get personalized debt elimination plans.
- Avalanche vs snowball comparison
- Interest savings calculator
- Payoff timeline projections
Economic Data Dashboard
Access comprehensive economic data, market forecasts, and industry trends. Make informed career and financial decisions backed by real-time economic intelligence.
- Real-time economic indicators
- Industry trend analysis
- Market forecast reports
Compare All Features
See exactly what's included in each plan
| Features | Explorer | Pathway | Navigator | Collaboration |
|---|---|---|---|---|
| Core Features | ||||
AI Coach Responses AI-powered career guidance and insights | 5/month | 50/month | 200/month | 250/month (shared) |
Journey Partners Connect with mentors and accountability partners | 3 partners | 10 partners | Unlimited | 10 per member |
Application Tracking Track job applications and interview progress | 5 apps | 50 apps | Unlimited | 50 per member |
Active Budgets Create and manage financial budgets | 1 budget | Unlimited* | Unlimited | Unlimited + Shared |
| Career Planning Tools | ||||
Layoff Planner Prepare financially and strategically for potential layoffs | ||||
Career Transition Planner Plan and execute successful career transitions | ||||
AI & Automation Readiness Assess your AI and automation readiness | ||||
| Financial Management Tools | ||||
Secure Bank Integration Securely connect your bank accounts for real-time tracking | ||||
Spending Intelligence AI-powered spending analysis and recommendations | ||||
Debt Payoff Optimizer Optimize debt payoff strategies and timelines | ||||
Economic Data Dashboard Access comprehensive economic data and forecasts | ||||
| Team & Collaboration | ||||
Team Size Team size and collaboration | 1 member | 1 member | 1 member | Up to 5 members |
Shared Budgets Share budgets and financial plans with team members | ||||
* Pathway plan: Unlimited budgets within chosen module (Career OR Cash)
How CareerPhases Compares
| Feature | Traditional Budget Apps | Career Coaching Services | CareerPhases |
|---|---|---|---|
| Income & expense tracking | |||
| Career risk assessment | Manual only | Automated with AI | |
| Target role recommendations | Generic suggestions | Data-driven, personalized | |
| Skill gap analysis & learning paths | |||
| Financial runway calculator | Basic budgeting only | Real-time tracking | |
| AI Budget Coach | |||
| Transition budget templates | |||
| Cost per month | $10-15 | $200-500 | $0-29 |
What Our Customers Say
"I was paying $15/month for Mint and getting nothing but anxiety. CareerPhases gives me income intelligence, career guidance, and peace of mind for $12. Best investment I've made."
"The Executive plan pays for itself. My success manager helped me negotiate a $15k raise and optimize my family budget. ROI was 500x in month one."
"The free plan alone is better than most paid budget apps. When I upgraded to Professional, the AI Budget Coach became my personal CFO. Worth every penny."
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Join thousands of professionals who've unified their career and income decisions with CareerPhases.