$81,220
Median Salary
Salary Range
$60,000 - $120,000+
15%
Automation Risk
Low Risk
High Growth
Job Outlook
Nursing offers stability but comes with unique financial challenges: shift differentials, overtime dependency, student loans, and burnout risk. CareerPhases helps nurses understand their earning potential, plan for career advancement, and build financial resilience for the long haul.
Common Challenges
Income Variability
Overtime, shift differentials, and PRN work create unpredictable monthly income.
Student Loan Burden
BSN and advanced degrees come with significant debt that needs strategic repayment.
Burnout Risk
High-stress environments lead to career changes — often without financial preparation.
Career Path Confusion
NP, CRNA, management, education — so many paths, but which is right financially?
How CareerPhases Helps
Normalize Variable Income
Our P25 budgeting system helps you budget on base pay, not overtime you might not get.
Loan Strategy
Optimize between PSLF, refinancing, and aggressive payoff based on your situation.
Career Path ROI
Compare the true ROI of NP school, CRNA programs, or management tracks.
Burnout Protection
Build financial runway so you have options when stress peaks.
“I was budgeting on overtime that wasn't guaranteed. CareerPhases showed me my real baseline and helped me build a 6-month emergency fund for the first time.”
Jennifer R.
ICU Nurse, 7 years
Ready to Take Control of Your Career?
Join thousands of professionals using CareerPhases to make smarter career and financial decisions.